Key Features

  • Chip-based secured credit card.
  • Flexible payment option between 10% to 100%
  • Auto Debit Facility
  • Supplementary Card Facility
  • Wide acceptance in India and Nepal
  • E-statement service
  • Maximum 45 days of Credit facility
  • Convenient and Safe

Benefits

  • Saves time for withdrawing cash over the counter.
  • Inquire your account balance from any ATM terminals
  • The convenience of accessing an account from any ATM/POS 24 hours 365 days a year.
  • No more hassle of carrying cash and risk of it being stolen or lost.
  • Cash advance facility of 10% of the credit card limit

Eligibility Criteria

  • Applicant must be a Nepalese citizen
  • Regular Income Source required

Required Documents 

For Salaried personnel

  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Salary Certificate/ letter from employer disclosing the designation and present salary.
  • Copy of Bank Account Statement for last six to twelve months.

For Business Income Earners

  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Financial Statement of last two years.
  • Photocopy of Registration, PAN/VAT Certificate, and/or license from concerned authority
  • Copy of Bank Account Statement for last six to twelve months.
  • Memorandum and Articles of Association, Board Resolution to Borrow, paper disclosing percentage of ownership/shareholding, Partnership Deed.

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Siddhartha Bank

Standard Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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Kumari Bank Limited

Kumari Bank Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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Siddhartha Bank

Siddhartha Uno Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Everest Bank Ltd.

VISA Domestic Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Nepal Investment Mega Bank

NIBL Credit card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Nepal Bank Limited

NBL Visa Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Prime Commercial Bank

Prime Visa Classic Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Prime Commercial Bank

Prime Visa Gold Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Global IME Bank

Visa Domestic Classic Credit Cards

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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NIC Asia

NIC ASIA VISA Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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Laxmi Sunrise Bank

Credit Card

  • Interest Rate - 2.25% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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Prabhu Bank

Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Citizens Bank

Citizens Visa credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 3 years

  • Joining Fee - N/A

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Nabil Bank

Nabil Visa - Domestic

  • Interest Rate - 2.25% per month

  • Card Validity Period – 4 years

  • Joining Fee - N/A

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Nabil Bank

Nabil MasterCard - Domestic

  • Interest Rate - 2.25% per month

  • Card Validity Period – 4 years

  • Joining Fee - N/A

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Rastriya Banijya Bank

Standard Credit Card

  • Interest Rate - 1.5% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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Himalayan Bank

MasterCard Domestic

  • Interest Rate - 2% per month

  • Card Validity Period – 4 years

  • Joining Fee - N/A

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Himalayan Bank

Visa Classic(Gold Domestic)

  • Interest Rate - 2% per month

  • Card Validity Period – 4 years

  • Joining Fee - N/A

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NMB Bank

Visa credit card

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - N/A

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NMB Bank

Platinum credit card

  • Interest Rate - 2.5% per month

  • Card Validity Period – 5 years

  • Joining Fee - Rs. 1000

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Standard Chartered Bank

Visa Classic Credit Card

  • Interest Rate - 2% per month

  • Card Validity Period – 5 years

  • Joining Fee - Rs. 2000

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Standard Chartered Bank

Visa Platinum Credit Card

  • Interest Rate - 2.5% per month

  • Card Validity Period – 5 years

  • Joining Fee - Rs. 1000

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Sanima Bank

Visa Domestic Credit Cards

  • Interest Rate - 2% per annum

  • Card Validity Period – 5 years

  • Joining Fee - Rs. 500