A home loan is a financial arrangement in which a borrower receives a specific amount of money (the loan) from a lender, typically a bank or a financial institution, to purchase or refinance a residential property. The borrower agrees to repay the loan amount over a specified period, usually through regular monthly payments, which include both principal (the original loan amount) and interest (the cost of borrowing)
| S.N. | Bank Name | Product | Interest Rate |
|---|---|---|---|
| 1 | Rastriya Banijya Bank | Home Loan | 10.2% - 10.7% |
| 2 | NMB Bank | Home Loan | 10.73% - 12.73% |
| 3 | Machhapuchhre Bank Limited | Home Loan | 10.96% - 13.46% |
| 4 | Standard Chartered Bank | Home Loan | 11.02% - 13.02% |
| 5 | Everest Bank Ltd. | Home Loan | 11.11% - 13.11% |
| 6 | Sanima Bank | Home Loan | 11.4% - 13.4% |
| 7 | Nepal SBI Bank | Home Loan | 11.58% - 13.58% |
| 8 | Nepal Investment Mega Bank | Home Loan | 11.67% - 13.67% |
| 9 | Nabil Bank | Home Loan | 11.69% - 13.69% |
| 10 | Nepal Bank Limited | Home Loan | 12.05% - 13.55% |