FAQ

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Various factors that need to be considered while choosing the right bank to open a savings account with include 

• Interest rate offered
• Minimum balance required
• Customer service and
• Other related benefits.

A deposit account held at a bank that provides principal security, a modest interest rate and high degree of liquidity, is termed as a normal savings account. 

Normal Savings account funds are considered one of the most liquid investments apart from cash. Savings accounts are thus ideal for keeping emergency money or money for daily expenses that you might need at a later date.

You may apply online from our website or visit selected bank branch nearest to your locality to open the account. 

To open an account, one has to maintain the minimum balance required as per the Account Type. No additional charges besides this will be levied.

Opening a joint account is the same as having a savings account except that two people will operate the account instead of one. Anyone above the age of 18 can open a joint account. Minors can also open joint accounts with one of their parents as the other signor of the account.

In order to activate a dormant account, you will have to:

1. Contact your branch in person
2. Submit a written request for activation of your dormant account
3. Produce and submit copies of current proof of identity and address for verification
4. Initiate a transaction using cash or cheque to activate your account again.

(Some banks provide this service online via Video KYC)